Low Density Residential dominant. Median sale $1.11M over the last 24 months. 83% of decided DAs approved.
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Zoning
Umina Beach is dominated by R2 — Low Density Residential. Land use rules, height, FSR, and permitted developments are set per zone in the Local Environmental Plan and refined by the Development Control Plan.
Limit varies by lot — check your address for the exact figure.
Floor Space Ratio — total floor area as a multiple of lot area.
Location
Umina Beach 2257 covers an undefined area within Central Coast Council.
Drill into any lot in Umina Beach
Open the interactive map — click any address to see its zone, height, FSR, overlays, and approval likelihood.
Development potential
We score every lot for development signal — under-built relative to the controls, eligible for a granny flat, or sized for subdivision.
lots with remaining GFA capacity
under SEPP (Housing) 2021
lots that may support subdivision
adjoining lots with combined upside
show at least one development signal
average uplift signal across the suburb
Theoretical capacity if every lot built to its limit: 9,621 dwellings, with 483,058 m² of unused GFA across the suburb.
Own a property in Umina Beach?
Check your lot's exact development potential — height, FSR, granny flat, subdivision, dual-occ.
Constraints & risks
32% of lots are bushfire-prone — a bushfire assessment is likely required; also: 2.9% of lots intersect a Threatened Ecological Community.
Suburb-wide percentages — your specific lot may have all, some, or none of these.
Mapped flood-prone land
RFS bushfire-prone land mapping
Heritage item or Conservation Area
Within 100 m of EPA-listed site
Mapped TEC vegetation
Coastal hazard mapping
ANEF / aircraft noise
Plumber · serves Umina Beach, NSW
28 Albion St, Umina Beach NSW 2257
Market
Sales, rent, and yield data drawn from NSW Property Sales Information and rental bond data over the past 24 months.
DA activity
364 development applications for Umina Beach addresses were decided by Central Coast Council over the past 24 months. 303 approved — a 83% approval rate. Average processing time: 31 days.
Demographics & lifestyle
ABS Census 2021 population data combined with lot-level amenity, healthcare, lifestyle, and crime indices.
Walkable amenity within 1 km
GP / hospital / pharmacy proximity
Cafés, parks, schools, transport
ZoneDSS Marketplace
36 businesses serving Umina Beach and nearby.
Plumber
28 Albion St, Umina Beach NSW 2257
House cleaning service
8 Elanora Rd, Umina Beach NSW 2257
Mortgage broker
322 West St, Umina Beach NSW 2257
Custom home builder
8 Elanora Rd, Umina Beach NSW 2257
Interior designer
18 Donald Ave, Umina Beach NSW 2250
Construction company
76 Britannia St, Umina Beach NSW 2257
Run a local business? Get found by property owners researching Umina Beach.
List your business — freeFAQs
Umina Beach is dominated by the R2 (Low Density Residential) zone, which covers 4,175 of 6,381 lots (66%). The full mix is: R2 Low Density Residential (66%), R1 General Residential (30%), RE1 Public Recreation (2%), E1 Local Centre (2%), C2 Centre Support (0%).
Across Umina Beach, the average maximum building height is 8.1 m and the average maximum Floor Space Ratio (FSR) is 0.54:1. Individual lots can vary materially — height and FSR are set per zone in the Local Environmental Plan (LEP) and can be modified by overlays. For an exact figure on a specific address, generate a planning report.
Yes — 5,986 lots in Umina Beach appear eligible for a granny flat under SEPP (Housing) 2021, based on lot size, zoning, and frontage. Eligibility is lot-specific: get a planning report on your address to confirm.
The median sale price in Umina Beach over the past 24 months is $1,110,000, across 621 sales. Median unimproved land value is $695,000.
Median weekly rent for a house in Umina Beach is $550. Gross rental yield works out to 2.3%.
Central Coast Council decided 364 development applications for Umina Beach addresses over the past 24 months, with 303 approved (83% approval rate). Average processing time is 31 days. Processing time depends heavily on application complexity, council backlog, and whether the application requires referral to other agencies.
Across Umina Beach, 31.5% bushfire-prone. These are suburb-wide percentages — every lot has its own combination. A planning report on a specific address shows exactly which controls apply.
2,029 of 6,381 lots in Umina Beach show identifiable development potential — under-developed for the planning controls, eligible for a granny flat, or capable of subdivision. Average rezoning signal score: 0.0 / 100.
Continue exploring
Compare zoning, development potential, and DA activity across other suburbs in Central Coast Council and nearby postcodes.
House cleaning service · serves Umina Beach, NSW
8 Elanora Rd, Umina Beach NSW 2257
Suburb-wide stats are useful for context. For a buy-or-walk decision on a specific lot, you need every control, every constraint, and every clause cited to source.
Run a report — from A$2914-section report · LEP + SEPP + DCP cross-referenced · cited to source
Verify with official sources
Don't take our word for it. Every figure on this page is computed from authoritative New South Wales Government data — and you can verify any of it directly with the source.
Official zoning, height, FSR, and overlay maps for any NSW address. The primary source for everything on this page.
planningportal.nsw.gov.au
Cadastral lot boundaries, aerial imagery, easements, and environmental overlays from NSW Spatial Services.
maps.six.nsw.gov.au
State-listed heritage items and Heritage Conservation Areas. Search by suburb to see what's listed in Umina Beach.
hms.heritage.nsw.gov.au
Sites notified to the EPA under the Contaminated Land Management Act. Critical for due diligence on any address.
apps.epa.nsw.gov.au
Rural Fire Service map of bushfire-prone land categories. Triggers BAL assessment requirements for new builds.
rfs.nsw.gov.au
Australian Bureau of Statistics QuickStats for postcode 2257 — population, age, household composition, income, tenure.
abs.gov.au
Zoning, height, FSR, and overlays parsed from the Central Coast Council Local Environmental Plan, applicable State Environmental Planning Policies, and the Development Control Plan. Property sales drawn from NSW Property Sales Information. DA history aggregated from the NSW Planning Portal. Heritage, flood, bushfire, contaminated land, TEC, sea-level rise, and aircraft noise overlays from the NSW Spatial Services and EPA registers. Population, age, income, and tenure from ABS Census 2021. Aggregated by ZoneDSS · last updated 2026-04-27.
Suburb-wide statistics — your specific lot may vary. Always run a planning report on the actual address before making a decision. How ZoneDSS works →