Low Density Residential dominant. Median sale $905K over the last 24 months. 93% of decided DAs approved.
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Zoning
Swansea is dominated by R2 — Low Density Residential. Land use rules, height, FSR, and permitted developments are set per zone in the Local Environmental Plan and refined by the Development Control Plan.
Limit varies by lot — check your address for the exact figure.
Floor Space Ratio — total floor area as a multiple of lot area.
Location
Swansea 2281 covers an undefined area within Lake Macquarie City Council.
Drill into any lot in Swansea
Open the interactive map — click any address to see its zone, height, FSR, overlays, and approval likelihood.
Development potential
We score every lot for development signal — under-built relative to the controls, eligible for a granny flat, or sized for subdivision.
under SEPP (Housing) 2021
lots that may support subdivision
adjoining lots with combined upside
show at least one development signal
average uplift signal across the suburb
Own a property in Swansea?
Check your lot's exact development potential — height, FSR, granny flat, subdivision, dual-occ.
Constraints & risks
15% of lots are bushfire-prone — a bushfire assessment is likely required; also: 1.4% of lots intersect a Threatened Ecological Community; 0.8% of lots are exposed to projected sea-level rise.
Suburb-wide percentages — your specific lot may have all, some, or none of these.
Mapped flood-prone land
RFS bushfire-prone land mapping
Heritage item or Conservation Area
Within 100 m of EPA-listed site
Mapped TEC vegetation
Coastal hazard mapping
ANEF / aircraft noise
Mortgage broker · serves Swansea, NSW
10/2 Belmont St, Swansea NSW 2281
Market
Sales, rent, and yield data drawn from NSW Property Sales Information and rental bond data over the past 24 months.
DA activity
87 development applications for Swansea addresses were decided by Lake Macquarie City Council over the past 24 months. 81 approved — a 93% approval rate. Average processing time: 85 days.
Demographics & lifestyle
ABS Census 2021 population data combined with lot-level amenity, healthcare, lifestyle, and crime indices.
Walkable amenity within 1 km
GP / hospital / pharmacy proximity
Cafés, parks, schools, transport
ZoneDSS Marketplace
20 businesses serving Swansea and nearby.
Mortgage broker
10/2 Belmont St, Swansea NSW 2281
Real estate agency
Shop 9/2 Belmont St, Swansea NSW 2281
Electrician
17 George St, Swansea NSW 2281
Plumber
7 Lake Rd, Swansea NSW 2281
Swimming pool supply store
Shop 5/204-206 Pacific Hwy, Swansea NSW 2281
Plumber
23 Josephson St, Swansea NSW 2281
Run a local business? Get found by property owners researching Swansea.
List your business — freeFAQs
Swansea is dominated by the R2 (Low Density Residential) zone, which covers 985 of 2,101 lots (47%). The full mix is: R2 Low Density Residential (47%), R3 Medium Density Residential (41%), C2 Centre Support (5%), E1 Local Centre (5%), RE1 Public Recreation (3%).
Across Swansea, the average maximum building height is 9.0 m. Height is set per zone in the Local Environmental Plan (LEP) and can be varied by overlays and schedules. For the exact control on a specific address, generate a planning report.
Yes — 1,762 lots in Swansea appear eligible for a granny flat under SEPP (Housing) 2021, based on lot size, zoning, and frontage. Eligibility is lot-specific: get a planning report on your address to confirm.
The median sale price in Swansea over the past 24 months is $905,000, across 176 sales. Median unimproved land value is $580,000.
Median weekly rent for a house in Swansea is $653. Gross rental yield works out to 3.5%.
Lake Macquarie City Council decided 87 development applications for Swansea addresses over the past 24 months, with 81 approved (93% approval rate). Average processing time is 85 days. Processing time depends heavily on application complexity, council backlog, and whether the application requires referral to other agencies.
Across Swansea, 14.8% bushfire-prone, 0.7% near contaminated sites. These are suburb-wide percentages — every lot has its own combination. A planning report on a specific address shows exactly which controls apply.
0 of 2,101 lots in Swansea show identifiable development potential — under-developed for the planning controls, eligible for a granny flat, or capable of subdivision. Average rezoning signal score: 16.1 / 100.
Continue exploring
Compare zoning, development potential, and DA activity across other suburbs in Lake Macquarie City Council and nearby postcodes.
Real estate agency · serves Swansea, NSW
Shop 9/2 Belmont St, Swansea NSW 2281
Suburb-wide stats are useful for context. For a buy-or-walk decision on a specific lot, you need every control, every constraint, and every clause cited to source.
Run a report — from A$2914-section report · LEP + SEPP + DCP cross-referenced · cited to source
Verify with official sources
Don't take our word for it. Every figure on this page is computed from authoritative New South Wales Government data — and you can verify any of it directly with the source.
Official zoning, height, FSR, and overlay maps for any NSW address. The primary source for everything on this page.
planningportal.nsw.gov.au
Cadastral lot boundaries, aerial imagery, easements, and environmental overlays from NSW Spatial Services.
maps.six.nsw.gov.au
State-listed heritage items and Heritage Conservation Areas. Search by suburb to see what's listed in Swansea.
hms.heritage.nsw.gov.au
Sites notified to the EPA under the Contaminated Land Management Act. Critical for due diligence on any address.
apps.epa.nsw.gov.au
Rural Fire Service map of bushfire-prone land categories. Triggers BAL assessment requirements for new builds.
rfs.nsw.gov.au
Australian Bureau of Statistics QuickStats for postcode 2281 — population, age, household composition, income, tenure.
abs.gov.au
Zoning, height, FSR, and overlays parsed from the Lake Macquarie City Council Local Environmental Plan, applicable State Environmental Planning Policies, and the Development Control Plan. Property sales drawn from NSW Property Sales Information. DA history aggregated from the NSW Planning Portal. Heritage, flood, bushfire, contaminated land, TEC, sea-level rise, and aircraft noise overlays from the NSW Spatial Services and EPA registers. Population, age, income, and tenure from ABS Census 2021. Aggregated by ZoneDSS · last updated 2026-04-27.
Suburb-wide statistics — your specific lot may vary. Always run a planning report on the actual address before making a decision. How ZoneDSS works →