Large Lot Residential dominant. Median sale $1.15M over the last 24 months. 82% of decided DAs approved.
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Zoning
Charlotte Bay is dominated by R5 — Large Lot Residential. Land use rules, height, FSR, and permitted developments are set per zone in the Local Environmental Plan and refined by the Development Control Plan.
Limit varies by lot — check your address for the exact figure.
Floor Space Ratio — total floor area as a multiple of lot area.
Location
Charlotte Bay 2428 covers an undefined area within Mid-Coast Council.
Drill into any lot in Charlotte Bay
Open the interactive map — click any address to see its zone, height, FSR, overlays, and approval likelihood.
Development potential
We score every lot for development signal — under-built relative to the controls, eligible for a granny flat, or sized for subdivision.
lots with remaining GFA capacity
under SEPP (Housing) 2021
lots that may support subdivision
show at least one development signal
average uplift signal across the suburb
Theoretical capacity if every lot built to its limit: 49,847 dwellings, with 4,961,238 m² of unused GFA across the suburb.
Own a property in Charlotte Bay?
Check your lot's exact development potential — height, FSR, granny flat, subdivision, dual-occ.
Constraints & risks
100% of lots are bushfire-prone — a bushfire assessment is likely required; also: 16.2% of lots intersect a Threatened Ecological Community.
Suburb-wide percentages — your specific lot may have all, some, or none of these.
Mapped flood-prone land
RFS bushfire-prone land mapping
Heritage item or Conservation Area
Within 100 m of EPA-listed site
Mapped TEC vegetation
Coastal hazard mapping
ANEF / aircraft noise
Carpet cleaning service · serves Charlotte Bay, NSW
96 Coomba Rd, Charlotte Bay NSW 2428
Market
Sales, rent, and yield data drawn from NSW Property Sales Information and rental bond data over the past 24 months.
DA activity
11 development applications for Charlotte Bay addresses were decided by Mid-Coast Council over the past 24 months. 9 approved — a 82% approval rate. Average processing time: 53 days.
Demographics & lifestyle
ABS Census 2021 population data combined with lot-level amenity, healthcare, lifestyle, and crime indices.
Walkable amenity within 1 km
GP / hospital / pharmacy proximity
Cafés, parks, schools, transport
ZoneDSS Marketplace
2 businesses serving Charlotte Bay and nearby.
Carpet cleaning service
96 Coomba Rd, Charlotte Bay NSW 2428
Crushed stone supplier
3481 The Lakes Way, Charlotte Bay NSW 2428
Run a local business? Get found by property owners researching Charlotte Bay.
List your business — freeFAQs
Charlotte Bay is dominated by the R5 (Large Lot Residential) zone, which covers 37 of 111 lots (35%). The full mix is: R5 Large Lot Residential (35%), RU5 Village (27%), RU2 Rural Landscape (26%), C4 Mixed Use (7%), C2 Centre Support (6%).
Across Charlotte Bay, the average maximum building height is 8.0 m and the average maximum Floor Space Ratio (FSR) is 0.40:1. Individual lots can vary materially — height and FSR are set per zone in the Local Environmental Plan (LEP) and can be modified by overlays. For an exact figure on a specific address, generate a planning report.
Yes — 37 lots in Charlotte Bay appear eligible for a granny flat under SEPP (Housing) 2021, based on lot size, zoning, and frontage. Eligibility is lot-specific: get a planning report on your address to confirm.
The median sale price in Charlotte Bay over the past 24 months is $1,150,000, across 5 sales. Median unimproved land value is $674,000.
Median weekly rent for a house in Charlotte Bay is $500. Gross rental yield works out to 2.3%.
Mid-Coast Council decided 11 development applications for Charlotte Bay addresses over the past 24 months, with 9 approved (82% approval rate). Average processing time is 53 days. Processing time depends heavily on application complexity, council backlog, and whether the application requires referral to other agencies.
Across Charlotte Bay, 100.0% bushfire-prone. These are suburb-wide percentages — every lot has its own combination. A planning report on a specific address shows exactly which controls apply.
109 of 111 lots in Charlotte Bay show identifiable development potential — under-developed for the planning controls, eligible for a granny flat, or capable of subdivision. Average rezoning signal score: 20.4 / 100.
Continue exploring
Compare zoning, development potential, and DA activity across other suburbs in Mid-Coast Council and nearby postcodes.
Crushed stone supplier · serves Charlotte Bay, NSW
3481 The Lakes Way, Charlotte Bay NSW 2428
Suburb-wide stats are useful for context. For a buy-or-walk decision on a specific lot, you need every control, every constraint, and every clause cited to source.
Run a report — from A$2914-section report · LEP + SEPP + DCP cross-referenced · cited to source
Verify with official sources
Don't take our word for it. Every figure on this page is computed from authoritative New South Wales Government data — and you can verify any of it directly with the source.
Official zoning, height, FSR, and overlay maps for any NSW address. The primary source for everything on this page.
planningportal.nsw.gov.au
Cadastral lot boundaries, aerial imagery, easements, and environmental overlays from NSW Spatial Services.
maps.six.nsw.gov.au
State-listed heritage items and Heritage Conservation Areas. Search by suburb to see what's listed in Charlotte Bay.
hms.heritage.nsw.gov.au
Sites notified to the EPA under the Contaminated Land Management Act. Critical for due diligence on any address.
apps.epa.nsw.gov.au
Rural Fire Service map of bushfire-prone land categories. Triggers BAL assessment requirements for new builds.
rfs.nsw.gov.au
Australian Bureau of Statistics QuickStats for postcode 2428 — population, age, household composition, income, tenure.
abs.gov.au
Zoning, height, FSR, and overlays parsed from the Mid-Coast Council Local Environmental Plan, applicable State Environmental Planning Policies, and the Development Control Plan. Property sales drawn from NSW Property Sales Information. DA history aggregated from the NSW Planning Portal. Heritage, flood, bushfire, contaminated land, TEC, sea-level rise, and aircraft noise overlays from the NSW Spatial Services and EPA registers. Population, age, income, and tenure from ABS Census 2021. Aggregated by ZoneDSS · last updated 2026-04-27.
Suburb-wide statistics — your specific lot may vary. Always run a planning report on the actual address before making a decision. How ZoneDSS works →