Every planning control identified for any lot | Every planning rule & overlay cross-referenced in one query | Approval likelihood scored for every control | Conflicts and overrides resolved automatically | Every answer cited to the source clause | Ask planning questions in plain English | Results in under 1 second | Every planning control identified for any lot | Every planning rule & overlay cross-referenced in one query | Approval likelihood scored for every control | Conflicts and overrides resolved automatically | Every answer cited to the source clause | Ask planning questions in plain English | Results in under 1 second |
Suburb planning guide · Updated 2026-04-27

Lake Cathie, NSW 2445 Zoning, development potential & planning controls

General Residential dominant. Median sale $825K over the last 24 months. 91% of decided DAs approved.

Dominant zone
R1
General Residential
Median sale (24m)
$825K
237 sales
DA approval rate
91%
155 of 171 approved
Total lots
2,143
Marketplace

Need a builder, surveyor or planner near Lake Cathie? See local experts ↓

Zoning

What you can build in Lake Cathie

Lake Cathie is dominated by R1General Residential. Land use rules, height, FSR, and permitted developments are set per zone in the Local Environmental Plan and refined by the Development Control Plan.

R1
Dominant
R1 General Residential 84.9%
C4 Mixed Use 7.5%
R3 Medium Density Residential 3.4%
R5 Large Lot Residential 2.6%
R2 Low Density Residential 1.6%
Avg max height
8.1 m

Limit varies by lot — check your address for the exact figure.

Avg max FSR
0.67:1

Floor Space Ratio — total floor area as a multiple of lot area.

Use mix
Residential88%
Commercial0%
Environment8%
Rural1%

Location

Where Lake Cathie sits

Lake Cathie 2445 covers an undefined area within Port Macquarie-Hastings Council.

Overlays © NSW Government
Council
Port Macquarie-Hastings Council
Postcode
2445
Area
Total lots
2,143

Drill into any lot in Lake Cathie

Open the interactive map — click any address to see its zone, height, FSR, overlays, and approval likelihood.

Open interactive map

Development potential

Where the upside is in Lake Cathie

We score every lot for development signal — under-built relative to the controls, eligible for a granny flat, or sized for subdivision.

Underdeveloped
1,187

lots with remaining GFA capacity

granny flat eligible
1,739

under SEPP (Housing) 2021

Subdivision potential
733

lots that may support subdivision

Site assembly
18

adjoining lots with combined upside

Total dev potential
1,839 lots

show at least one development signal

Rezoning signal score
28.3 /100

average uplift signal across the suburb

Theoretical capacity if every lot built to its limit: 27,418 dwellings, with 2,433,992 m² of unused GFA across the suburb.

Own a property in Lake Cathie?

Check your lot's exact development potential — height, FSR, granny flat, subdivision, dual-occ.

Run a report on your address

Constraints & risks

What could stop you in Lake Cathie

40% of lots are bushfire-prone — a bushfire assessment is likely required; also: 3.8% of lots intersect a Threatened Ecological Community; 0.3% of lots are exposed to projected sea-level rise.

Suburb-wide percentages — your specific lot may have all, some, or none of these.

Flood-affected None

Mapped flood-prone land

Bushfire-prone 40.3%

RFS bushfire-prone land mapping

Heritage controls None

Heritage item or Conservation Area

Near contaminated land None

Within 100 m of EPA-listed site

Threatened ecology (TEC) 3.8%

Mapped TEC vegetation

Sea-level rise exposure 0.3%

Coastal hazard mapping

Flight noise contour None

ANEF / aircraft noise

Beachscape Property

Real estate agency · serves Lake Cathie, NSW

2/1661 Ocean Dr, Lake Cathie NSW 2445

View profile

Market

Lake Cathie property market

Sales, rent, and yield data drawn from NSW Property Sales Information and rental bond data over the past 24 months.

Median sale price (24m)
$825,000
237 sales · land value $498K
Median rent (house)
$650 / wk
Houses
Gross rental yield
3.9%
House, gross of costs

DA activity

Development applications in Lake Cathie

171 development applications for Lake Cathie addresses were decided by Port Macquarie-Hastings Council over the past 24 months. 155 approved — a 91% approval rate. Average processing time: 33 days.

91%
Approved
DAs lodged (24m)
171
Approved
155
New dwelling DAs
308
Building approvals (12m)
31

Demographics & lifestyle

Who lives in Lake Cathie

ABS Census 2021 population data combined with lot-level amenity, healthcare, lifestyle, and crime indices.

Green cover
40%
Amenity score
82.0 /100

Walkable amenity within 1 km

Healthcare access
79.3 /100

GP / hospital / pharmacy proximity

Lifestyle score
85.7 /100

Cafés, parks, schools, transport

FAQs

Common questions about Lake Cathie

What's the zoning in Lake Cathie 2445?

Lake Cathie is dominated by the R1 (General Residential) zone, which covers 1,738 of 2,143 lots (85%). The full mix is: R1 General Residential (85%), C4 Mixed Use (8%), R3 Medium Density Residential (3%), R5 Large Lot Residential (3%), R2 Low Density Residential (2%).

What's the height limit and FSR in Lake Cathie?

Across Lake Cathie, the average maximum building height is 8.1 m and the average maximum Floor Space Ratio (FSR) is 0.67:1. Individual lots can vary materially — height and FSR are set per zone in the Local Environmental Plan (LEP) and can be modified by overlays. For an exact figure on a specific address, generate a planning report.

Can I build a granny flat in Lake Cathie?

Yes — 1,739 lots in Lake Cathie appear eligible for a granny flat under SEPP (Housing) 2021, based on lot size, zoning, and frontage. Eligibility is lot-specific: get a planning report on your address to confirm.

What's the median property price in Lake Cathie?

The median sale price in Lake Cathie over the past 24 months is $825,000, across 237 sales. Median unimproved land value is $498,000.

What's the median rent in Lake Cathie?

Median weekly rent for a house in Lake Cathie is $650. Gross rental yield works out to 3.9%.

What's the development application approval rate in Port Macquarie-Hastings Council?

Port Macquarie-Hastings Council decided 171 development applications for Lake Cathie addresses over the past 24 months, with 155 approved (91% approval rate). Average processing time is 33 days. Processing time depends heavily on application complexity, council backlog, and whether the application requires referral to other agencies.

What planning constraints apply in Lake Cathie?

Across Lake Cathie, 40.3% bushfire-prone. These are suburb-wide percentages — every lot has its own combination. A planning report on a specific address shows exactly which controls apply.

What's the development potential of Lake Cathie?

1,839 of 2,143 lots in Lake Cathie show identifiable development potential — under-developed for the planning controls, eligible for a granny flat, or capable of subdivision. Average rezoning signal score: 28.3 / 100.

COASTAL FIX

Plumber · serves Lake Cathie, NSW

20 Aquarius Ave, Lake Cathie NSW 2445

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Get a planning report for any address in Lake Cathie

Suburb-wide stats are useful for context. For a buy-or-walk decision on a specific lot, you need every control, every constraint, and every clause cited to source.

Run a report — from A$29

14-section report · LEP + SEPP + DCP cross-referenced · cited to source

Methodology & sources

Zoning, height, FSR, and overlays parsed from the Port Macquarie-Hastings Council Local Environmental Plan, applicable State Environmental Planning Policies, and the Development Control Plan. Property sales drawn from NSW Property Sales Information. DA history aggregated from the NSW Planning Portal. Heritage, flood, bushfire, contaminated land, TEC, sea-level rise, and aircraft noise overlays from the NSW Spatial Services and EPA registers. Population, age, income, and tenure from ABS Census 2021. Aggregated by ZoneDSS · last updated 2026-04-27.

Suburb-wide statistics — your specific lot may vary. Always run a planning report on the actual address before making a decision. How ZoneDSS works →