Every planning control identified for any lot | Every planning rule & overlay cross-referenced in one query | Approval likelihood scored for every control | Conflicts and overrides resolved automatically | Every answer cited to the source clause | Ask planning questions in plain English | Results in under 1 second | Every planning control identified for any lot | Every planning rule & overlay cross-referenced in one query | Approval likelihood scored for every control | Conflicts and overrides resolved automatically | Every answer cited to the source clause | Ask planning questions in plain English | Results in under 1 second |
Suburb planning guide · Updated 2026-06-08

Costerfield, VIC 3523 Zoning, development potential & planning controls

Farming Zone dominant. 223 lots resolved to zone, overlays and development potential.

Dominant zone
FZ
Farming Zone
Median rent (house)
$490
per week
small second dwelling eligible
17
lots
Total lots
223
44.6 km²

Zoning

What you can build in Costerfield

Costerfield is dominated by FZFarming Zone. Land use, building height, overlays, and permitted development are set per zone in the planning scheme under the Victorian Planning Provisions, with ResCode governing residential design.

FZ
Dominant
FZ Farming Zone 74.9%
PCRZ Public Conservation and Resource Zone 14.8%
TZ Township Zone 7.6%
PUZ Public Use Zone 1.3%
RLZ Rural Living Zone 1.3%
Avg max height
9.0 m

Limit varies by lot — check your address for the exact figure.

Theoretical dwellings
738

Modelled dwelling capacity if every lot built to its zone controls.

Use mix
Residential1%
Environment16%
Rural75%

Location

Where Costerfield sits

Costerfield 3523 covers 44.6 km² within Greater Bendigo.

Overlays © NSW Government
Council
Greater Bendigo
Postcode
3523
Area
44.62 km²
Total lots
223

Drill into any lot in Costerfield

Open the interactive map — click any address to see its zone, height, FSR, overlays, and approval likelihood.

Open interactive map

Development potential

Where the upside is in Costerfield

We score every lot for development signal — under-built relative to the controls, eligible for a small second dwelling, or sized for subdivision.

small second dwelling eligible
17

under the VPP small second dwelling provisions (Clause 52.18 / 54)

Subdivision potential
17

lots that may support subdivision

Total dev potential
17 lots

show at least one development signal

Rezoning signal score
7.0 /100

average uplift signal across the suburb

Own a property in Costerfield?

Check your lot's exact development potential — height, FSR, granny flat, subdivision, dual-occ.

Run a report on your address

Constraints & risks

What could stop you in Costerfield

73% of lots are bushfire-prone — a bushfire assessment is likely required; also: 28% of lots carry a Heritage Overlay.

Suburb-wide percentages — your specific lot may have all, some, or none of these.

Flood / inundation overlay None

LSIO / Floodway overlay

Bushfire management overlay 72.6%

BMO — BAL assessment triggered

Heritage Overlay 28.3%

HO — controls on demolition & works

Potentially contaminated None

Near a recorded contaminated site

Market

Costerfield property market

Rent and market context from state rental bond and demographic data.

Median rent (house)
$490 / wk
Houses

Sale-price history isn't yet loaded for this suburb — rent and planning data are shown where available.

0

FAQs

Common questions about Costerfield

What's the zoning in Costerfield 3523?

Costerfield is dominated by the FZ (Farming Zone) zone, which covers 167 of 223 lots (75%). The full mix is: FZ Farming Zone (75%), PCRZ Public Conservation and Resource Zone (15%), TZ Township Zone (8%), PUZ Public Use Zone (1%), RLZ Rural Living Zone (1%).

What's the building height limit in Costerfield?

Across Costerfield, the average maximum building height is 9.0 m. Height is set per zone in the planning scheme (Victorian Planning Provisions) and can be varied by overlays and schedules. For the exact control on a specific address, generate a planning report.

Can I build a small second dwelling in Costerfield?

Yes — 17 lots in Costerfield appear eligible for a small second dwelling under the VPP small second dwelling provisions (Clause 52.18 / 54), based on lot size, zoning, and frontage. Eligibility is lot-specific: get a planning report on your address to confirm.

What's the median rent in Costerfield?

Median weekly rent for a house in Costerfield is $490.

What planning constraints apply in Costerfield?

Across Costerfield, 28% with heritage controls, 72.6% bushfire-prone. These are suburb-wide percentages — every lot has its own combination. A planning report on a specific address shows exactly which controls apply.

What's the development potential of Costerfield?

17 of 223 lots in Costerfield show identifiable development potential — under-developed for the planning controls, eligible for a small second dwelling, or capable of subdivision. Average rezoning signal score: 7.0 / 100.

Get a planning report for any address in Costerfield

Suburb-wide stats are useful for context. For a buy-or-walk decision on a specific lot, you need every control, every constraint, and every clause cited to source.

Run a report — from A$29

14-section report · planning scheme + overlays cross-referenced · cited to source

Methodology & sources

Zoning, height, overlays and development potential computed from the Greater Bendigoplanning scheme (Victorian Planning Provisions) and lot-level cadastre (223 lots). Hazard overlays, demographics and rent drawn from Victorian Planning Provisions & planning schemes, Victorian Building Authority / building permit activity, Victoria in Future, and ABS Census 2021. Aggregated by ZoneDSS · last updated 2026-06-08.

Suburb-wide statistics — your specific lot may vary. Always run a planning report on the actual address before making a decision. How ZoneDSS works →