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Suburb planning guide · Updated 2026-06-08

Eltham, VIC 3095 Zoning, development potential & planning controls

Neighbourhood Residential Zone dominant. Median sale $1.19M over the last 24 months. 8,968 lots resolved to zone, overlays and development potential.

Dominant zone
NRZ
Neighbourhood Residential Zone
Median dwelling value
$1.19M
modelled value
small second dwelling eligible
6,581
lots
Total lots
8,968
16.6 km²

Eltham 3095 spans 2 councils: Nillumbik (8,890 lots), Banyule (78 lots). The dominant council (Nillumbik) sets the canonical URL for this page.

Zoning

What you can build in Eltham

Eltham is dominated by NRZNeighbourhood Residential Zone. Land use, building height, overlays, and permitted development are set per zone in the planning scheme under the Victorian Planning Provisions, with ResCode governing residential design.

NRZ
Dominant
NRZ Neighbourhood Residential Zone 39.4%
GRZ General Residential Zone 36.7%
ACZ Activity Centre Zone 6.6%
LDRZ Low Density Residential Zone 6.4%
IN3Z Industrial 3 Zone 3.8%
MUZ Mixed Use Zone 2.3%
PPRZ Public Park and Recreation Zone 1.4%
RCZ Rural Conservation Zone 1.2%
TRZ Transport Zone 0.6%
PCRZ Public Conservation and Resource Zone 0.6%
PUZ Public Use Zone 0.5%
UFZ UFZ 0.4%
C1Z Commercial 1 Zone 0.2%
Avg max height
10.0 m

Limit varies by lot — check your address for the exact figure.

Theoretical dwellings
29,169

Modelled dwelling capacity if every lot built to its zone controls.

Use mix
Residential86%
Commercial7%
Industrial4%
Environment3%

Location

Where Eltham sits

Eltham 3095 covers 16.6 km² within Nillumbik.

Overlays © NSW Government
Council
Nillumbik
Postcode
3095
Area
16.63 km²
Total lots
8,968

Drill into any lot in Eltham

Open the interactive map — click any address to see its zone, height, FSR, overlays, and approval likelihood.

Open interactive map

Development potential

Where the upside is in Eltham

We score every lot for development signal — under-built relative to the controls, eligible for a small second dwelling, or sized for subdivision.

small second dwelling eligible
6,581

under the VPP small second dwelling provisions (Clause 52.18 / 54)

Subdivision potential
5,311

lots that may support subdivision

Total dev potential
6,947 lots

show at least one development signal

Transport Oriented Dev
2,471 lots

within a TOD corridor (uplift expected)

Rezoning signal score
36.0 /100

average uplift signal across the suburb

Own a property in Eltham?

Check your lot's exact development potential — height, FSR, granny flat, subdivision, dual-occ.

Run a report on your address

Constraints & risks

What could stop you in Eltham

a small share of lots (4.1%) intersect flood mapping; also: 7% of lots are bushfire-prone — a bushfire assessment is likely required; 2% of lots carry a Heritage Overlay.

Suburb-wide percentages — your specific lot may have all, some, or none of these.

Flood / inundation overlay 4.1%

LSIO / Floodway overlay

Bushfire management overlay 7.3%

BMO — BAL assessment triggered

Heritage Overlay 1.6%

HO — controls on demolition & works

Potentially contaminated 0.1%

Near a recorded contaminated site

Market

Eltham property market

Rent and market context from state rental bond and demographic data.

Median sale price (24m)
$1,190,000
0 sales
Median rent (house)
$580 / wk
Houses

Demographics & lifestyle

Who lives in Eltham

ABS Census 2021 population data combined with lot-level amenity, healthcare, lifestyle, and crime indices.

Amenity score
56.0 /100

Walkable amenity within 1 km

Healthcare access
100.0 /100

GP / hospital / pharmacy proximity

Lifestyle score
77.0 /100

Cafés, parks, schools, transport

FAQs

Common questions about Eltham

What's the zoning in Eltham 3095?

Eltham is dominated by the NRZ (Neighbourhood Residential Zone) zone, which covers 3,530 of 8,968 lots (39%). The full mix is: NRZ Neighbourhood Residential Zone (39%), GRZ General Residential Zone (37%), ACZ Activity Centre Zone (7%), LDRZ Low Density Residential Zone (6%), IN3Z Industrial 3 Zone (4%), MUZ Mixed Use Zone (2%), PPRZ Public Park and Recreation Zone (1%), RCZ Rural Conservation Zone (1%), TRZ Transport Zone (1%), PCRZ Public Conservation and Resource Zone (1%), PUZ Public Use Zone (1%), UFZ UFZ (0%), C1Z Commercial 1 Zone (0%).

What's the building height limit in Eltham?

Across Eltham, the average maximum building height is 10.0 m. Height is set per zone in the planning scheme (Victorian Planning Provisions) and can be varied by overlays and schedules. For the exact control on a specific address, generate a planning report.

Can I build a small second dwelling in Eltham?

Yes — 6,581 lots in Eltham appear eligible for a small second dwelling under the VPP small second dwelling provisions (Clause 52.18 / 54), based on lot size, zoning, and frontage. Eligibility is lot-specific: get a planning report on your address to confirm.

What's the median property price in Eltham?

The median sale price in Eltham over the past 24 months is $1,190,000, across 0 sales.

What's the median rent in Eltham?

Median weekly rent for a house in Eltham is $580.

What planning constraints apply in Eltham?

Across Eltham, 4.1% flood-affected, 2% with heritage controls, 7.3% bushfire-prone, 0.1% near contaminated sites. These are suburb-wide percentages — every lot has its own combination. A planning report on a specific address shows exactly which controls apply.

What's the development potential of Eltham?

6,947 of 8,968 lots in Eltham show identifiable development potential — under-developed for the planning controls, eligible for a small second dwelling, or capable of subdivision. 2,471 lots fall within a Transport Oriented Development corridor. Average rezoning signal score: 36.0 / 100.

Get a planning report for any address in Eltham

Suburb-wide stats are useful for context. For a buy-or-walk decision on a specific lot, you need every control, every constraint, and every clause cited to source.

Run a report — from A$29

14-section report · planning scheme + overlays cross-referenced · cited to source

Methodology & sources

Zoning, height, overlays and development potential computed from the Nillumbikplanning scheme (Victorian Planning Provisions) and lot-level cadastre (8,968 lots). Hazard overlays, demographics and rent drawn from Victorian Planning Provisions & planning schemes, Victorian Building Authority / building permit activity, Victoria in Future, and ABS Census 2021. Aggregated by ZoneDSS · last updated 2026-06-08.

Suburb-wide statistics — your specific lot may vary. Always run a planning report on the actual address before making a decision. How ZoneDSS works →