Every planning control identified for any lot | Every planning rule & overlay cross-referenced in one query | Approval likelihood scored for every control | Conflicts and overrides resolved automatically | Every answer cited to the source clause | Ask planning questions in plain English | Results in under 1 second | Every planning control identified for any lot | Every planning rule & overlay cross-referenced in one query | Approval likelihood scored for every control | Conflicts and overrides resolved automatically | Every answer cited to the source clause | Ask planning questions in plain English | Results in under 1 second |
Suburb planning guide · Updated 2026-04-27

Verges Creek, NSW 2440 Zoning, development potential & planning controls

Large Lot Residential dominant. Median sale $608.5K over the last 24 months. 92% of decided DAs approved.

Dominant zone
R5
Large Lot Residential
Median sale (24m)
$608.5K
14 sales
DA approval rate
92%
35 of 38 approved
Total lots
235
Marketplace

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Zoning

What you can build in Verges Creek

Verges Creek is dominated by R5Large Lot Residential. Land use rules, height, FSR, and permitted developments are set per zone in the Local Environmental Plan and refined by the Development Control Plan.

R5
Dominant
R5 Large Lot Residential 61.7%
RU2 Rural Landscape 35.3%
RU1 Primary Production 1.7%
SP2 Infrastructure 1.3%
Avg max height
m

Limit varies by lot — check your address for the exact figure.

Avg max FSR
:1

Floor Space Ratio — total floor area as a multiple of lot area.

Use mix
Residential62%
Rural37%

Location

Where Verges Creek sits

Verges Creek 2440 covers an undefined area within Kempsey Shire Council.

Overlays © NSW Government
Council
Kempsey Shire Council
Postcode
2440
Area
Total lots
235

Drill into any lot in Verges Creek

Open the interactive map — click any address to see its zone, height, FSR, overlays, and approval likelihood.

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Development potential

Where the upside is in Verges Creek

We score every lot for development signal — under-built relative to the controls, eligible for a granny flat, or sized for subdivision.

granny flat eligible
145

under SEPP (Housing) 2021

Subdivision potential
232

lots that may support subdivision

Total dev potential
0 lots

show at least one development signal

Rezoning signal score
5.6 /100

average uplift signal across the suburb

0

Own a property in Verges Creek?

Check your lot's exact development potential — height, FSR, granny flat, subdivision, dual-occ.

Run a report on your address

Constraints & risks

What could stop you in Verges Creek

100% of lots are bushfire-prone — a bushfire assessment is likely required; also: 14.9% of lots intersect a Threatened Ecological Community; 2.1% of lots are exposed to projected sea-level rise.

Suburb-wide percentages — your specific lot may have all, some, or none of these.

Flood-affected None

Mapped flood-prone land

Bushfire-prone 100.0%

RFS bushfire-prone land mapping

Heritage controls None

Heritage item or Conservation Area

Near contaminated land None

Within 100 m of EPA-listed site

Threatened ecology (TEC) 14.9%

Mapped TEC vegetation

Sea-level rise exposure 2.1%

Coastal hazard mapping

Flight noise contour None

ANEF / aircraft noise

D-Sign Enterprises

Window tinting service · serves Verges Creek, NSW

126 Sunset Cl, Verges Creek NSW 2440

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Market

Verges Creek property market

Sales, rent, and yield data drawn from NSW Property Sales Information and rental bond data over the past 24 months.

Median sale price (24m)
$608,500
14 sales · land value $380K
Median rent (house)
$390 / wk
Houses
Gross rental yield
3.4%
House, gross of costs

DA activity

Development applications in Verges Creek

38 development applications for Verges Creek addresses were decided by Kempsey Shire Council over the past 24 months. 35 approved — a 92% approval rate.

92%
Approved
DAs lodged (24m)
38
Approved
35
New dwelling DAs
47
Building approvals (12m)
6
0

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FAQs

Common questions about Verges Creek

What's the zoning in Verges Creek 2440?

Verges Creek is dominated by the R5 (Large Lot Residential) zone, which covers 145 of 235 lots (62%). The full mix is: R5 Large Lot Residential (62%), RU2 Rural Landscape (35%), RU1 Primary Production (2%), SP2 Infrastructure (1%).

Can I build a granny flat in Verges Creek?

Yes — 145 lots in Verges Creek appear eligible for a granny flat under SEPP (Housing) 2021, based on lot size, zoning, and frontage. Eligibility is lot-specific: get a planning report on your address to confirm.

What's the median property price in Verges Creek?

The median sale price in Verges Creek over the past 24 months is $608,500, across 14 sales. Median unimproved land value is $380,000.

What's the median rent in Verges Creek?

Median weekly rent for a house in Verges Creek is $390. Gross rental yield works out to 3.4%.

What's the development application approval rate in Kempsey Shire Council?

Kempsey Shire Council decided 38 development applications for Verges Creek addresses over the past 24 months, with 35 approved (92% approval rate). Processing time depends heavily on application complexity, council backlog, and whether the application requires referral to other agencies.

What planning constraints apply in Verges Creek?

Across Verges Creek, 100.0% bushfire-prone. These are suburb-wide percentages — every lot has its own combination. A planning report on a specific address shows exactly which controls apply.

What's the development potential of Verges Creek?

0 of 235 lots in Verges Creek show identifiable development potential — under-developed for the planning controls, eligible for a granny flat, or capable of subdivision. Average rezoning signal score: 5.6 / 100.

Get a planning report for any address in Verges Creek

Suburb-wide stats are useful for context. For a buy-or-walk decision on a specific lot, you need every control, every constraint, and every clause cited to source.

Run a report — from A$29

14-section report · LEP + SEPP + DCP cross-referenced · cited to source

Methodology & sources

Zoning, height, FSR, and overlays parsed from the Kempsey Shire Council Local Environmental Plan, applicable State Environmental Planning Policies, and the Development Control Plan. Property sales drawn from NSW Property Sales Information. DA history aggregated from the NSW Planning Portal. Heritage, flood, bushfire, contaminated land, TEC, sea-level rise, and aircraft noise overlays from the NSW Spatial Services and EPA registers. Population, age, income, and tenure from ABS Census 2021. Aggregated by ZoneDSS · last updated 2026-04-27.

Suburb-wide statistics — your specific lot may vary. Always run a planning report on the actual address before making a decision. How ZoneDSS works →